Insurance Plan Comparisons:NMSU Office of Human Resource Services

	Presbyterian	Cigna In-Network	BCBS of NM Preferred Network
Deductible
Single	$ 50	$100	$100
2 Person	$100	$200	$200
Family	$150	$300	$300
Out of Pocket Maximum
Single	$ 50	$100	$100
2 Person	$100	$200	$200
Family	$150	$300	$300
Physician Office Visit
Primary Care	$10	$10	$15
Specialty Care	$25	$25	$25
Preventative Services
Routine Physical	No Co-Pay	No Co-Pay	No Co-Pay
Well Child Care	No Co-Pay	No Co-Pay	No Co-Pay
Hospital Services
In Patient Admission	$300 per admission	$300 per admission	$300 per admission
Outpatient Surgery	10%	10%	10%
Emergency Room Visit	$150	$150	$150
Urgent Care Center	$35	$35	$35
Ambulance Services (Ground Transportation)
	$30	$35	20%
Air Ambulance
	$100	$100	20%
Durable Medical
	15%	15%	20%