LONG-TERM DISABILITY INSURANCE

Ft. Dearborn Life Insurance Company

Benefits effective first of the month following 30 days of employment
Eligibility – regular employees working 30 hours per week (.75 FTE) or more
Enrollment form required
(Reference Policy 7.15)

Long-term disability insurance is available to eligible Employees. The plan pays up to 60% of the Employee’s base monthly salary up to a maximum of $5,000 per month. All benefit payments are offset by benefits from other public sources. There is a 135-day waiting period before benefit payments begin. The total premium is 11 cents per $100 of coverage, with a maximum monthly coverage of $8,333 ($100,000 per year). The University portion is shown in the chart listed in the Medical Insurance section labeled “University and Employee Contributions to Premiums.” Note: 9, 10 and 11-month employees’ annual premiums are paid over the academic year. Please see Long-Term Disability Summary Plan Description for plan details.

Benefit Enrollment/Change Form

Long-Term Disability Benefits Booklet

Long-Term Disability Highlights

Sick Leave Bank

NOTE: This is a summary description of benefits available to New Mexico State University employees. This document does not set a contractual commitment of benefits. If you have any questions concerning benefits, please refer them to the Benefit Services Department.

For more details on the benefit programs please refer to Chapter 7 of the NMSU policy manual.